Payment Orchestration Hub

Partner POS routing · PhonePe · Paytm · Pine Labs · UPI · Card · RFID · FASTag · Loyalty

RK
Auth Success
99.42%
0.18%
Avg Latency
218ms
3.20%
P95 612ms
Decline Rate
0.58%
0.06%
Chargebacks
0.012%
24h
Settled GMV
₹74.12Cr
2.40%
net of refunds
Routing Engine · On-us / Off-us · Live
UPI VPAtps 12
Card PANtps 15
RFID UIDtps 18
FASTagtps 21
Wallettps 24
QRtps 27
SmartRoutev3.18 · 5,820 TPS
PhonePe Gatewayok
Paytm Gatewayok
Pine Labs Gatewaydeg
NPCI Switchok
NETC Hubok
HPCL Middlewareok
Rail Health Matrix
1s
UPI · NPCI
99.61%
vol 4.21Mp50 180ms
Visa/Master · Acquirer
99.12%
vol 1.84Mp50 320ms
RuPay
99.4%
vol 612Kp50 240ms
FASTag · NETC
98.1%
vol 318Kp50 410ms
RFID Fleet (DriveTrackPlus)
99.78%
vol 284Kp50 120ms
Bharat QR
98.92%
vol 92Kp50 260ms
Loyalty redeem
99.95%
vol 184Kp50 60ms
Authorisation Volume · last 24h (k txns)
Split-Pay Composition
UPI
Card
RFID Fleet
FASTag
Wallet/QR
Cash